Long Term Care Insurance
Our clients approaching or are in retirement tell us healthcare expenses and costs associated with nursing home or adult care are part of their primary concerns, Â Most have seen their relatives or friends face expenses they may not have prepared for. Â The cost of Long Term Care is very expensive and using your savings to fund that expense may not be the best solution. Â We prefer to allocate a portion of your portfolio to fund those expenses.
Long Term Care Insurance should be a part of your portfolio allocation. Â It should no longer be considered an expense. Â We utilize new products offered from several companies that will lock in your policy costs and your premiums never increase. Â We work closely with a team of Long Term Care specialists to provide us with the latest most cost efficient Long Term Care policies available in the market. Â
The policies we utilize offer guaranteed rates of return and tax free reimbursements for qualified LTC expenses. Â There is no deductible or waiting period. Â If you pass away and do not use any LTC benefits our policies can provide income tax free death benefits. Â If for some reason you change your mind, you can receive up to 80% of your paid premiums .
Please call Robert Star at 843.815.6636 or email rob@svgfinancial.com for more information.Â
